SHOP
Use your credit or debit card to split eligible purchases into smaller, equal payments made over a defined period of time.
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Easy, equal payments with Instalments enabled by Visa
Buy now, pay later with Visa. Pay for qualifying purchases in smaller, equal payments made over a defined period of time.¹
What is Instalments enabled by Visa?
With Instalments enabled by Visa, eligible cardholders can pay for qualifying purchases in smaller, equal payments made over a defined period of time. Instalments enabled by Visa is a credit product. Pay with the credit you already have on your eligible credit or debit card - if your purchase qualifies for the buy now, pay later instalments, you can select your plan from the available options, and agree to the terms. There are no new credit checks and no lengthy approvals process, as the credit line is pre-approved by your existing provider. Offered by participating financial institutions⁴.
Same card, with Instalments enabled by Visa²
Buy now, pay later
Split qualifying purchases on eligible credit or debit cards into smaller, equal payments made over a defined period of time through participating financial institutions.
How to pay with Instalments enabled by Visa
Paying with Instalments enabled by Visa is simple. When making a qualifying purchase, eligible cardholders can spread the costs into smaller, equal payments made over a defined period of time, on a card they already have and trust. Offered by participating financial institutions4.
SELECT
Instalments enabled by Visa on eligible purchases, choose your instalment plan from the available options, and review and agree to the terms.
SPLIT
Pay through your usual monthly card statement according to your bank’s terms.
Where to shop with Visa Instalments
Visa Instalments** is accepted for qualifying purchases at a growing list of participating retailers.
Participating Issuers
Check with your bank to see if your card is eligible for Visa Instalments.
Instalments FAQ
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Your eligibility for an instalment plan is determined by your credit provider. Please contact them regarding eligibility and available instalment plans.
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If you are eligible for Instalments enabled by Visa, and if your purchase is a qualifying purchase, you’ll see the available instalment plans at checkout at participating retailers. After that, you can choose an appropriate plan by accepting the terms and complete your order.
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No credit check is required, because making a purchase with instalments enabled by Visa does not create an additional line of credit or increase your existing credit. Any instalment options offered at checkout are provided by your credit provider, using your existing credit limit on your eligible card.
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Yes. Your total purchase amount will be deducted from your available credit limit on your existing credit card account. For further details about this, please check with your credit provider and review your cardholder agreement.
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Please contact your credit provider for specifics on how a refund will impact your instalment plan.
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For questions regarding your instalment plan, contact your credit provider.
¹ Offered by participating financial institutions to eligible Visa cardholders. Restrictions apply. Instalments enabled by Visa may be offered to eligible cardholders either at checkout at participating merchants, where cardholders will be able to convert a qualifying transaction made on their eligible card into instalment payments through their participating financial institution. instalments enabled by Visa is not offered by Visa, but by participating financial institutions. Contact your credit provider about eligibility for instalments enabled by Visa and for more details.
² Offered by participating financial institutions to their eligible cardholders on qualifying purchases. Contact your financial institution to see about eligibility and for more details.
³ Participating financial institutions may offer the option to pay in instalments during checkout at participating merchants, or post purchase on a qualifying transaction. Contact your credit provider for more details.
⁴ Availability is subject to factors outside of Visa’s control, including participation by issuers, acquirers and merchants.